Join Our Gallery Network

Delivered through a network of 300 galleries across England, Scotland and Northern Ireland, Own Art has supported £40 million of sales of contemporary art and craft to UK customers, enabling more than 50,000 customers to get access to the art they love.


Selling to your customers with Own Art is simple

The 5 step process explains how it works:

  1. Customer decides they want to make a purchase using Own Art.
  2. Gallery takes the customer through an online credit application lasting approximately 10 minutes. Alternatively, this can be done over the phone or the customer can complete the application at home.
  3. If accepted, the customer e-signs the credit agreement and direct debit mandate, and the gallery e-signs an agreement on behalf of the business.
  4. The customer can take their purchase away immediately, collect at a later date or have the piece delivered to their home address. As soon as the customer is in receipt of their purchase, the gallery notifies our Credit Provider to receive payment.
  5. The amount (less the 2.5% service charge*) is remitted to the gallery via BACS within 2-3 working days.
* Terms & Conditions

Own Art member galleries pay a fixed service charge of 2.5% of the loan amount (8.5% for loans over £2500) on each credit agreement successfully completed and submitted to the credit provider. The remaining cost is subsidised by our funding partners, ensuring that the scheme remains affordable for our member galleries, and guaranteeing that Own Art customers are never charged interest on their loans.

The charge to galleries is deducted by our Scheme Credit Provider at source, before remitting the balance by BACS payment to the gallery’s bank account. For example, if a loan agreement is submitted for £1,000 the gallery will receive a remittance of £975 (= 97.5% of the loan value).

Who is it for?

Membership of the scheme is open to commercial enterprises, charities and other not-for-profit organisations based in England, Scotland or Northern Ireland that specialise in the presentation and sale of work by contemporary artists. This includes online galleries that are registered in these regions. We are unable to consider applications from individual artists, or from companies that represent the work of a single artist only.

Applications are assessed against specific criteria, and we advise you to read these Terms and Conditions of Membership before applying.


What does it cost to become a member?

Applications for membership are subject to a non-refundable fee of £250 (+VAT), payable at the point of application. This fee goes towards the administrative costs of processing your application, including a ‘mystery shopper’ site assessment.

Own Art members are also required to pay an annual membership fee of £240 (+ VAT) once they have been on the scheme for 12 months.

The annual fee gives you access to a great range of exclusive benefits and discounts and is essential to allow the continued growth and promotion of the Own Art scheme for the benefit our customers, members and the artists whose work they represent.

As part of our funding agreement with Arts Council England, National Portfolio Organisations are exempt from the paying the annual membership fee.

Own Art Membership

As an Own Art member gallery or organisation, we have a number of assets available to help you make the most out of your involvement with the scheme:

Core Benefits

Subsidised interest-free finance

Membership Body
Being part of the largest membership body of contemporary art and craft organisations in the UK

Interest Free Credit
Own Art interest free credit for loans of up to £2,500 at just 2.5%

Own Art Plus
Own Art Plus interest free credit loans of up to £25,000 at 8.5%

GDPR Guidelines
Free guide on GDPR compliance

Telephone & Email
Telephone and email support from Creative United’s dedicated Own Art team

Video Training
Free Own Art and Own Art Plus video training

Free Guidance
Free guidance on how to create artist contracts and a written complaints procedure, a requirement for galleries offering credit

E-commerce Integration
E-commerce integration provided by Own Art credit provider Hitachi Capital Consumer

Marketing & Promotion

  • Online promotion via this website
  • Promotion via Own Art social media including Facebook, Instagram and Twitter
  • Opportunity to be included in our monthly e-newsletter
  • Free point of sale marketing materials and digital assets
  • Promotion at art fairs attended by Own Art throughout the year (dedicated tours of exhibiting Own Art member galleries, talks, marketing support in the lead up and during the fair)


Business support from Creative United

  • Free financial management and business plan templates from Creative United’s business support and consultancy services
  • 20% off any workshops, masterclasses or webinars that may be programmed by Creative United throughout the course of the year

Benefits from our Partners

20% discount with Tagsmart
20% discount on the rates for Tags and Certificates with free subscription to the Tagsmart platform

10% off AMA Membership
10% off membership to the Arts Marketing Association for organisations with 10 members of staff or fewer, in addition to 1 free online marketing workshop for all Own Art members and a copy of JAM available on request

10% discount with BIG
Up to 10% discount on any Love Art Insurance policy with Brownhill Insurance Group and the opportunity to host preview evenings with Brownhill Insurance Group’s VIP Art Club

20% off at the Exchange
20% off membership to Somerset House hotdesking space, The Exchange

10% off Courses at Sotheby’s IOA
10% off London-based day and evening short courses at Sotheby’s Institute of Art

We love the Own Art scheme, it’s a huge part of how we continue to do what we do, and impacts massively in terms of helping our gallery create access to what we do. This difference is felt all across the client base, by young and established artists and of course our gallery itself.

Gallerina - Darlington